Get paykey review details

get/v1/paykeys/{id}/review

Get additional details about a paykey.

Path ParametersExpand Collapse

id: string

Header ParametersExpand Collapse

"Correlation-Id": optional string

"Request-Id": optional string

"Straddle-Account-Id": optional string

ReturnsExpand Collapse

data: object { paykey_details, verification_details }

paykey_details: object { id, config, created_at, 13 more }

id: string

Unique identifier for the paykey.

formatuuid

config: object { processing_method, sandbox_outcome }

processing_method: optional "inline" or "background" or "skip"

Accepts one of the following:

"inline"

"background"

"skip"

sandbox_outcome: optional "standard" or "active" or "rejected" or "review"

Accepts one of the following:

"standard"

"active"

"rejected"

"review"

created_at: string

Timestamp of when the paykey was created.

formatdate-time

label: string

Human-readable label used to represent this paykey in a UI.

paykey: string

The tokenized paykey value. This value is used to create payments and should be stored securely.

source: "bank_account" or "straddle" or "mx" or 3 more

Accepts one of the following:

"bank_account"

"straddle"

"mx"

"plaid"

"tan"

"quiltt"

status: "pending" or "active" or "inactive" or 2 more

Accepts one of the following:

"pending"

"active"

"inactive"

"rejected"

"review"

updated_at: string

Timestamp of the most recent update to the paykey.

formatdate-time

balance: optional object { status, account_balance, updated_at }

status: "pending" or "completed" or "failed"

Accepts one of the following:

"pending"

"completed"

"failed"

account_balance: optional number

Account Balance when last retrieved

formatint32

updated_at: optional string

Last time account balance was updated.

formatdate-time

bank_data: optional object { account_number, account_type, routing_number }

account_number: string

Bank account number. This value is masked by default for security reasons. Use the /unmask endpoint to access the unmasked value.

account_type: "checking" or "savings"

Accepts one of the following:

"checking"

"savings"

routing_number: string

The routing number of the bank account.

minLength9

maxLength9

customer_id: optional string

Unique identifier of the related customer object.

formatuuid

expires_at: optional string

Expiration date and time of the paykey, if applicable.

formatdate-time

external_id: optional string

Unique identifier for the paykey in your database, used for cross-referencing between Straddle and your systems.

institution_name: optional string

Name of the financial institution.

metadata: optional map[string]

Up to 20 additional user-defined key-value pairs. Useful for storing additional information about the paykey in a structured format.

status_details: optional object { changed_at, message, reason, 2 more }

changed_at: string

The time the status change occurred.

formatdate-time

message: string

A human-readable description of the current status.

reason: "insufficient_funds" or "closed_bank_account" or "invalid_bank_account" or 17 more

Accepts one of the following:

"insufficient_funds"

"closed_bank_account"

"invalid_bank_account"

"invalid_routing"

"disputed"

"payment_stopped"

"owner_deceased"

"frozen_bank_account"

"risk_review"

"fraudulent"

"duplicate_entry"

"invalid_paykey"

"payment_blocked"

"amount_too_large"

"too_many_attempts"

"internal_system_error"

"user_request"

"ok"

"other_network_return"

"payout_refused"

source: "watchtower" or "bank_decline" or "customer_dispute" or 2 more

Accepts one of the following:

"watchtower"

"bank_decline"

"customer_dispute"

"user_action"

"system"

code: optional string

The status code if applicable.

verification_details: optional object { id, breakdown, created_at, 3 more }

id: string

Unique identifier for the verification details.

formatuuid

breakdown: object { account_validation, name_match }

account_validation: optional object { codes, decision, reason }

codes: array of string

decision: "accept" or "reject" or "review"

Accepts one of the following:

"accept"

"reject"

"review"

reason: optional string

name_match: optional object { codes, decision, correlation_score, 4 more }

codes: array of string

decision: "accept" or "reject" or "review"

Accepts one of the following:

"accept"

"reject"

"review"

correlation_score: optional number

customer_name: optional string

matched_name: optional string

names_on_account: optional array of string

reason: optional string

created_at: string

Timestamp of when the verification was initiated.

formatdate-time

decision: "accept" or "reject" or "review"

Accepts one of the following:

"accept"

"reject"

"review"

messages: map[string]

Dictionary of all messages from the paykey verification process.

updated_at: string

Timestamp of the most recent update to the verification details.

formatdate-time

meta: ResponseMetadata { api_request_id, api_request_timestamp }

Metadata about the API request, including an identifier and timestamp.

api_request_id: string

Unique identifier for this API request, useful for troubleshooting.

formatuuid

api_request_timestamp: string

Timestamp for this API request, useful for troubleshooting.

formatdate-time

response_type: "object" or "array" or "error" or "none"

Indicates the structure of the returned content.

"object" means the data field contains a single JSON object.
"array" means the data field contains an array of objects.
"error" means the data field contains an error object with details of the issue.
"none" means no data is returned.

Accepts one of the following:

"object"

"array"

"error"

"none"

Get paykey review details

curl https://sandbox.straddle.com/v1/paykeys/$ID/review \
    -H "Authorization: Bearer $STRADDLE_API_KEY"

{
  "data": {
    "paykey_details": {
      "id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
      "config": {
        "processing_method": "inline",
        "sandbox_outcome": "standard"
      },
      "created_at": "2019-12-27T18:11:19.117Z",
      "label": "label",
      "paykey": "paykey",
      "source": "bank_account",
      "status": "pending",
      "updated_at": "2019-12-27T18:11:19.117Z",
      "balance": {
        "status": "pending",
        "account_balance": 0,
        "updated_at": "2019-12-27T18:11:19.117Z"
      },
      "bank_data": {
        "account_number": "****1234",
        "account_type": "checking",
        "routing_number": "021000021"
      },
      "customer_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
      "expires_at": "2019-12-27T18:11:19.117Z",
      "external_id": "external_id",
      "institution_name": "Bank of America",
      "metadata": {
        "foo": "string"
      },
      "status_details": {
        "changed_at": "2019-12-27T18:11:19.117Z",
        "message": "Bank account sucesfully validated",
        "reason": "insufficient_funds",
        "source": "watchtower",
        "code": "code"
      }
    },
    "verification_details": {
      "id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
      "breakdown": {
        "account_validation": {
          "codes": [
            "string"
          ],
          "decision": "accept",
          "reason": "reason"
        },
        "name_match": {
          "codes": [
            "string"
          ],
          "decision": "accept",
          "correlation_score": 0,
          "customer_name": "customer_name",
          "matched_name": "matched_name",
          "names_on_account": [
            "string"
          ],
          "reason": "reason"
        }
      },
      "created_at": "2019-12-27T18:11:19.117Z",
      "decision": "accept",
      "messages": {
        "foo": "string"
      },
      "updated_at": "2019-12-27T18:11:19.117Z"
    }
  },
  "meta": {
    "api_request_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "api_request_timestamp": "2019-12-27T18:11:19.117Z"
  },
  "response_type": "object"
}

Returns Examples

{
  "data": {
    "paykey_details": {
      "id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
      "config": {
        "processing_method": "inline",
        "sandbox_outcome": "standard"
      },
      "created_at": "2019-12-27T18:11:19.117Z",
      "label": "label",
      "paykey": "paykey",
      "source": "bank_account",
      "status": "pending",
      "updated_at": "2019-12-27T18:11:19.117Z",
      "balance": {
        "status": "pending",
        "account_balance": 0,
        "updated_at": "2019-12-27T18:11:19.117Z"
      },
      "bank_data": {
        "account_number": "****1234",
        "account_type": "checking",
        "routing_number": "021000021"
      },
      "customer_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
      "expires_at": "2019-12-27T18:11:19.117Z",
      "external_id": "external_id",
      "institution_name": "Bank of America",
      "metadata": {
        "foo": "string"
      },
      "status_details": {
        "changed_at": "2019-12-27T18:11:19.117Z",
        "message": "Bank account sucesfully validated",
        "reason": "insufficient_funds",
        "source": "watchtower",
        "code": "code"
      }
    },
    "verification_details": {
      "id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
      "breakdown": {
        "account_validation": {
          "codes": [
            "string"
          ],
          "decision": "accept",
          "reason": "reason"
        },
        "name_match": {
          "codes": [
            "string"
          ],
          "decision": "accept",
          "correlation_score": 0,
          "customer_name": "customer_name",
          "matched_name": "matched_name",
          "names_on_account": [
            "string"
          ],
          "reason": "reason"
        }
      },
      "created_at": "2019-12-27T18:11:19.117Z",
      "decision": "accept",
      "messages": {
        "foo": "string"
      },
      "updated_at": "2019-12-27T18:11:19.117Z"
    }
  },
  "meta": {
    "api_request_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "api_request_timestamp": "2019-12-27T18:11:19.117Z"
  },
  "response_type": "object"
}