Link

Bridge provides a comprehensive suite of tools for connecting customer bank accounts. Use it to generate secure widget sessions for instant account verification, accept tokens from major providers like Plaid and Finicity, or verify accounts directly via our API. Bridge handles all sensitive banking credentials and ensures secure, compliant connections with support for 90% of US bank accounts.

Bridge a bank account

POST/v1/bridge/bank_account

Bridge a Plaid token

POST/v1/bridge/plaid

Create Tan

POST/v1/bridge/tan

Create a paykey from a Quiltt token

POST/v1/bridge/quiltt

ModelsExpand Collapse

LinkCreateTanResponse = object { data, meta, response_type }

data: object { id, config, created_at, 13 more }

id: string

Unique identifier for the paykey.

formatuuid

config: object { processing_method, sandbox_outcome }

processing_method: optional "inline" or "background" or "skip"

One of the following:

"inline"

"background"

"skip"

sandbox_outcome: optional "standard" or "active" or "rejected" or "review"

One of the following:

"standard"

"active"

"rejected"

"review"

created_at: string

Timestamp of when the paykey was created.

formatdate-time

label: string

Human-readable label that combines the bank name and masked account number to help easility represent this paykey in a UI

paykey: string

The tokenized paykey value. This token is used to create payments and should be stored securely.

source: "bank_account" or "straddle" or "mx" or 3 more

One of the following:

"bank_account"

"straddle"

"mx"

"plaid"

"tan"

"quiltt"

status: "pending" or "active" or "inactive" or 3 more

One of the following:

"pending"

"active"

"inactive"

"rejected"

"review"

"blocked"

updated_at: string

Timestamp of the most recent update to the paykey.

formatdate-time

balance: optional object { status, account_balance, updated_at }

status: "pending" or "completed" or "failed"

One of the following:

"pending"

"completed"

"failed"

account_balance: optional number

Account Balance when last retrieved

formatint32

updated_at: optional string

Last time account balance was updated.

formatdate-time

bank_data: optional object { account_number, account_type, routing_number }

account_number: string

Bank account number. This value is masked by default for security reasons. Use the /unmask endpoint to access the unmasked value.

account_type: "checking" or "savings"

One of the following:

"checking"

"savings"

routing_number: string

The routing number of the bank account.

minLength9

maxLength9

customer_id: optional string

Unique identifier of the related customer object.

formatuuid

expires_at: optional string

Expiration date and time of the paykey, if applicable.

formatdate-time

external_id: optional string

Unique identifier for the paykey in your database, used for cross-referencing between Straddle and your systems.

institution_name: optional string

Name of the financial institution.

metadata: optional map[string]

Up to 20 additional user-defined key-value pairs. Useful for storing additional information about the paykey in a structured format.

status_details: optional object { changed_at, message, reason, 2 more }

changed_at: string

The time the status change occurred.

formatdate-time

message: string

A human-readable description of the current status.

reason: "insufficient_funds" or "closed_bank_account" or "invalid_bank_account" or 24 more

One of the following:

"insufficient_funds"

"closed_bank_account"

"invalid_bank_account"

"invalid_routing"

"disputed"

"payment_stopped"

"owner_deceased"

"frozen_bank_account"

"risk_review"

"fraudulent"

"duplicate_entry"

"invalid_paykey"

"payment_blocked"

"amount_too_large"

"too_many_attempts"

"internal_system_error"

"user_request"

"ok"

"other_network_return"

"payout_refused"

"cancel_request"

"failed_verification"

"require_review"

"blocked_by_system"

"watchtower_review"

"validating"

"auto_hold"

source: "watchtower" or "bank_decline" or "customer_dispute" or 2 more

One of the following:

"watchtower"

"bank_decline"

"customer_dispute"

"user_action"

"system"

code: optional string

The status code if applicable.

meta: ResponseMetadata { api_request_id, api_request_timestamp }

Metadata about the API request, including an identifier and timestamp.

api_request_id: string

Unique identifier for this API request, useful for troubleshooting.

formatuuid

api_request_timestamp: string

Timestamp for this API request, useful for troubleshooting.

formatdate-time

response_type: "object" or "array" or "error" or "none"

Indicates the structure of the returned content.

"object" means the data field contains a single JSON object.
"array" means the data field contains an array of objects.
"error" means the data field contains an error object with details of the issue.
"none" means no data is returned.

One of the following:

"object"

"array"

"error"

"none"

LinkCreatePaykeyResponse = object { data, meta, response_type }

data: object { id, config, created_at, 13 more }

id: string

Unique identifier for the paykey.

formatuuid

config: object { processing_method, sandbox_outcome }

processing_method: optional "inline" or "background" or "skip"

One of the following:

"inline"

"background"

"skip"

sandbox_outcome: optional "standard" or "active" or "rejected" or "review"

One of the following:

"standard"

"active"

"rejected"

"review"

created_at: string

Timestamp of when the paykey was created.

formatdate-time

label: string

Human-readable label that combines the bank name and masked account number to help easility represent this paykey in a UI

paykey: string

The tokenized paykey value. This token is used to create payments and should be stored securely.

source: "bank_account" or "straddle" or "mx" or 3 more

One of the following:

"bank_account"

"straddle"

"mx"

"plaid"

"tan"

"quiltt"

status: "pending" or "active" or "inactive" or 3 more

One of the following:

"pending"

"active"

"inactive"

"rejected"

"review"

"blocked"

updated_at: string

Timestamp of the most recent update to the paykey.

formatdate-time

balance: optional object { status, account_balance, updated_at }

status: "pending" or "completed" or "failed"

One of the following:

"pending"

"completed"

"failed"

account_balance: optional number

Account Balance when last retrieved

formatint32

updated_at: optional string

Last time account balance was updated.

formatdate-time

bank_data: optional object { account_number, account_type, routing_number }

account_number: string

Bank account number. This value is masked by default for security reasons. Use the /unmask endpoint to access the unmasked value.

account_type: "checking" or "savings"

One of the following:

"checking"

"savings"

routing_number: string

The routing number of the bank account.

minLength9

maxLength9

customer_id: optional string

Unique identifier of the related customer object.

formatuuid

expires_at: optional string

Expiration date and time of the paykey, if applicable.

formatdate-time

external_id: optional string

Unique identifier for the paykey in your database, used for cross-referencing between Straddle and your systems.

institution_name: optional string

Name of the financial institution.

metadata: optional map[string]

Up to 20 additional user-defined key-value pairs. Useful for storing additional information about the paykey in a structured format.

status_details: optional object { changed_at, message, reason, 2 more }

changed_at: string

The time the status change occurred.

formatdate-time

message: string

A human-readable description of the current status.

reason: "insufficient_funds" or "closed_bank_account" or "invalid_bank_account" or 24 more

One of the following:

"insufficient_funds"

"closed_bank_account"

"invalid_bank_account"

"invalid_routing"

"disputed"

"payment_stopped"

"owner_deceased"

"frozen_bank_account"

"risk_review"

"fraudulent"

"duplicate_entry"

"invalid_paykey"

"payment_blocked"

"amount_too_large"

"too_many_attempts"

"internal_system_error"

"user_request"

"ok"

"other_network_return"

"payout_refused"

"cancel_request"

"failed_verification"

"require_review"

"blocked_by_system"

"watchtower_review"

"validating"

"auto_hold"

source: "watchtower" or "bank_decline" or "customer_dispute" or 2 more

One of the following:

"watchtower"

"bank_decline"

"customer_dispute"

"user_action"

"system"

code: optional string

The status code if applicable.

meta: ResponseMetadata { api_request_id, api_request_timestamp }

Metadata about the API request, including an identifier and timestamp.

api_request_id: string

Unique identifier for this API request, useful for troubleshooting.

formatuuid

api_request_timestamp: string

Timestamp for this API request, useful for troubleshooting.

formatdate-time

response_type: "object" or "array" or "error" or "none"

Indicates the structure of the returned content.

"object" means the data field contains a single JSON object.
"array" means the data field contains an array of objects.
"error" means the data field contains an error object with details of the issue.
"none" means no data is returned.

One of the following:

"object"

"array"

"error"

"none"