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Lookup an account

get/v1/accounts/{account_id}

Retrieves the details of an account that has previously been created. Supply the unique account ID that was returned from your previous request, and Straddle will return the corresponding account information.

Path ParametersExpand Collapse
account_id: string

The unique identifier of the account to retrieve.

formatuuid
Header ParametersExpand Collapse
"correlation-id": optional string
"request-id": optional string
ReturnsExpand Collapse
AccountV1 = object { data, meta, response_type }
data: object { id, access_level, organization_id, 11 more }
id: string

Unique identifier for the account.

formatuuid
access_level: "standard" or "managed"

The access level granted to the account. This is determined by your platform configuration. Use standard unless instructed otherwise by Straddle.

Accepts one of the following:
"standard"
"managed"
organization_id: string

The unique identifier of the organization this account belongs to.

formatuuid
status: "created" or "onboarding" or "active" or 2 more

The current status of the account (e.g., 'active', 'inactive', 'pending').

Accepts one of the following:
"created"
"onboarding"
"active"
"rejected"
"inactive"
status_detail: object { code, message, reason, source }
code: string

A machine-readable code for the specific status, useful for programmatic handling.

message: string

A human-readable message describing the current status.

reason: "unverified" or "in_review" or "pending" or 6 more

A machine-readable identifier for the specific status, useful for programmatic handling.

Accepts one of the following:
"unverified"
"in_review"
"pending"
"stuck"
"verified"
"failed_verification"
"disabled"
"terminated"
"new"
source: "watchtower"

Identifies the origin of the status change (e.g., bank_decline, watchtower). This helps in tracking the cause of status updates.

Accepts one of the following:
"watchtower"
type: "business"

The type of account (e.g., 'individual', 'business').

Accepts one of the following:
"business"
business_profile: optional BusinessProfileV1 { name, website, address, 7 more }
name: string

The operating or trade name of the business.

website: string

URL of the business's primary marketing website.

formaturi
address: optional AddressV1 { address1, city, state, 6 more }

The address object is optional. If provided, it must be a valid address.

address1: string

Primary address line (e.g., street, PO Box).

city: string

City, district, suburb, town, or village.

state: string

Two-letter state code.

zip: string

Zip or postal code.

address2: optional string

Secondary address line (e.g., apartment, suite, unit, or building).

country: optional string

The country of the address, in ISO 3166-1 alpha-2 format.

line1: optional string

Primary address line (e.g., street, PO Box).

line2: optional string

Secondary address line (e.g., apartment, suite, unit, or building).

postal_code: optional string

Postal or ZIP code.

description: optional string

A brief description of the business and its products or services.

industry: optional IndustryV1 { category, mcc, sector }
category: optional string

The general category of the industry. Required if not providing MCC.

mcc: optional string

The Merchant Category Code (MCC) that best describes the business. Optional.

sector: optional string

The specific sector within the industry category. Required if not providing MCC.

The official registered name of the business.

phone: optional string

The primary contact phone number for the business.

support_channels: optional SupportChannelsV1 { email, phone, url }
email: optional string

The email address for customer support inquiries.

formatemail
phone: optional string

The phone number for customer support.

url: optional string

The URL of the business's customer support page or contact form.

formaturi
tax_id: optional string

The business's tax identification number (e.g., EIN in the US).

use_case: optional string

A description of how the business intends to use Straddle's services.

capabilities: optional object { consent_types, customer_types, payment_types }

Whether the internet payment authorization capability is enabled for the account.

Accepts one of the following:

Whether the signed agreement payment authorization capability is enabled for the account.

Accepts one of the following:
customer_types: object { businesses, individuals }
businesses: CapabilityV1 { capability_status }
capability_status: "active" or "inactive"
Accepts one of the following:
"active"
"inactive"
individuals: CapabilityV1 { capability_status }
capability_status: "active" or "inactive"
Accepts one of the following:
"active"
"inactive"
payment_types: object { charges, payouts }
charges: CapabilityV1 { capability_status }
capability_status: "active" or "inactive"
Accepts one of the following:
"active"
"inactive"
payouts: CapabilityV1 { capability_status }
capability_status: "active" or "inactive"
Accepts one of the following:
"active"
"inactive"
created_at: optional string

Timestamp of when the account was created.

formatdate-time
external_id: optional string

Unique identifier for the account in your database, used for cross-referencing between Straddle and your systems.

metadata: optional map[string]

Up to 20 additional user-defined key-value pairs. Useful for storing additional information about the account in a structured format.

settings: optional object { charges, payouts }
charges: object { daily_amount, funding_time, linked_bank_account_id, 3 more }
daily_amount: number

The maximum dollar amount of charges in a calendar day.

formatint32
funding_time: "immediate" or "next_day" or "one_day" or 2 more

The amount of time it takes for a charge to be funded. This value is defined by Straddle.

Accepts one of the following:
"immediate"
"next_day"
"one_day"
"two_day"
"three_day"
linked_bank_account_id: string

The unique identifier of the linked bank account associated with charges. This value is defined by Straddle.

formatuuid
max_amount: number

The maximum amount of a single charge.

formatint32
monthly_amount: number

The maximum dollar amount of charges in a calendar month.

formatint32
monthly_count: number

The maximum number of charges in a calendar month.

formatint32
payouts: object { daily_amount, funding_time, linked_bank_account_id, 3 more }
daily_amount: number

The maximum dollar amount of payouts in a day.

formatint32
funding_time: "immediate" or "next_day" or "one_day" or 2 more

The amount of time it takes for a payout to be funded. This value is defined by Straddle.

Accepts one of the following:
"immediate"
"next_day"
"one_day"
"two_day"
"three_day"
linked_bank_account_id: string

The unique identifier of the linked bank account to use for payouts.

formatuuid
max_amount: number

The maximum amount of a single payout.

formatint32
monthly_amount: number

The maximum dollar amount of payouts in a month.

formatint32
monthly_count: number

The maximum number of payouts in a month.

formatint32
terms_of_service: optional TermsOfServiceV1 { accepted_date, agreement_type, agreement_url, 2 more }
accepted_date: string

The datetime of when the terms of service were accepted, in ISO 8601 format.

formatdate-time
agreement_type: "embedded" or "direct"

The type or version of the agreement accepted. Use embedded unless your platform was specifically enabled for direct agreements.

Accepts one of the following:
"embedded"
"direct"
agreement_url: string

The URL where the full text of the accepted agreement can be found.

accepted_ip: optional string

The IP address from which the terms of service were accepted.

accepted_user_agent: optional string

The user agent string of the browser or application used to accept the terms.

updated_at: optional string

Timestamp of the most recent update to the account.

formatdate-time
meta: ResponseMetadata { api_request_id, api_request_timestamp }

Metadata about the API request, including an identifier and timestamp.

api_request_id: string

Unique identifier for this API request, useful for troubleshooting.

formatuuid
api_request_timestamp: string

Timestamp for this API request, useful for troubleshooting.

formatdate-time
response_type: "object" or "array" or "error" or "none"

Indicates the structure of the returned content.

  • "object" means the data field contains a single JSON object.
  • "array" means the data field contains an array of objects.
  • "error" means the data field contains an error object with details of the issue.
  • "none" means no data is returned.
Accepts one of the following:
"object"
"array"
"error"
"none"
Lookup an account
curl https://sandbox.straddle.com/v1/accounts/$ACCOUNT_ID \
    -H "Authorization: Bearer $STRADDLE_API_KEY"
{
  "data": {
    "id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "access_level": "standard",
    "organization_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "status": "created",
    "status_detail": {
      "code": "code",
      "message": "message",
      "reason": "unverified",
      "source": "watchtower"
    },
    "type": "business",
    "business_profile": {
      "name": "name",
      "website": "https://example.com",
      "address": {
        "address1": "address1",
        "city": "city",
        "state": "SE",
        "zip": "zip",
        "address2": "address2",
        "country": "country",
        "line1": "line1",
        "line2": "line2",
        "postal_code": "21029-1360"
      },
      "description": "description",
      "industry": {
        "category": "category",
        "mcc": "mcc",
        "sector": "sector"
      },
      "legal_name": "legal_name",
      "phone": "+46991022",
      "support_channels": {
        "email": "dev@stainless.com",
        "phone": "+46991022",
        "url": "https://example.com"
      },
      "tax_id": "210297980",
      "use_case": "use_case"
    },
    "capabilities": {
      "consent_types": {
        "internet": {
          "capability_status": "active"
        },
        "signed_agreement": {
          "capability_status": "active"
        }
      },
      "customer_types": {
        "businesses": {
          "capability_status": "active"
        },
        "individuals": {
          "capability_status": "active"
        }
      },
      "payment_types": {
        "charges": {
          "capability_status": "active"
        },
        "payouts": {
          "capability_status": "active"
        }
      }
    },
    "created_at": "2019-12-27T18:11:19.117Z",
    "external_id": "external_id",
    "metadata": {
      "foo": "string"
    },
    "settings": {
      "charges": {
        "daily_amount": 0,
        "funding_time": "immediate",
        "linked_bank_account_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
        "max_amount": 0,
        "monthly_amount": 0,
        "monthly_count": 0
      },
      "payouts": {
        "daily_amount": 0,
        "funding_time": "immediate",
        "linked_bank_account_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
        "max_amount": 0,
        "monthly_amount": 0,
        "monthly_count": 0
      }
    },
    "terms_of_service": {
      "accepted_date": "2019-12-27T18:11:19.117Z",
      "agreement_type": "embedded",
      "agreement_url": "agreement_url",
      "accepted_ip": "accepted_ip",
      "accepted_user_agent": "accepted_user_agent"
    },
    "updated_at": "2019-12-27T18:11:19.117Z"
  },
  "meta": {
    "api_request_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "api_request_timestamp": "2019-12-27T18:11:19.117Z"
  },
  "response_type": "object"
}
Returns Examples
{
  "data": {
    "id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "access_level": "standard",
    "organization_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "status": "created",
    "status_detail": {
      "code": "code",
      "message": "message",
      "reason": "unverified",
      "source": "watchtower"
    },
    "type": "business",
    "business_profile": {
      "name": "name",
      "website": "https://example.com",
      "address": {
        "address1": "address1",
        "city": "city",
        "state": "SE",
        "zip": "zip",
        "address2": "address2",
        "country": "country",
        "line1": "line1",
        "line2": "line2",
        "postal_code": "21029-1360"
      },
      "description": "description",
      "industry": {
        "category": "category",
        "mcc": "mcc",
        "sector": "sector"
      },
      "legal_name": "legal_name",
      "phone": "+46991022",
      "support_channels": {
        "email": "dev@stainless.com",
        "phone": "+46991022",
        "url": "https://example.com"
      },
      "tax_id": "210297980",
      "use_case": "use_case"
    },
    "capabilities": {
      "consent_types": {
        "internet": {
          "capability_status": "active"
        },
        "signed_agreement": {
          "capability_status": "active"
        }
      },
      "customer_types": {
        "businesses": {
          "capability_status": "active"
        },
        "individuals": {
          "capability_status": "active"
        }
      },
      "payment_types": {
        "charges": {
          "capability_status": "active"
        },
        "payouts": {
          "capability_status": "active"
        }
      }
    },
    "created_at": "2019-12-27T18:11:19.117Z",
    "external_id": "external_id",
    "metadata": {
      "foo": "string"
    },
    "settings": {
      "charges": {
        "daily_amount": 0,
        "funding_time": "immediate",
        "linked_bank_account_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
        "max_amount": 0,
        "monthly_amount": 0,
        "monthly_count": 0
      },
      "payouts": {
        "daily_amount": 0,
        "funding_time": "immediate",
        "linked_bank_account_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
        "max_amount": 0,
        "monthly_amount": 0,
        "monthly_count": 0
      }
    },
    "terms_of_service": {
      "accepted_date": "2019-12-27T18:11:19.117Z",
      "agreement_type": "embedded",
      "agreement_url": "agreement_url",
      "accepted_ip": "accepted_ip",
      "accepted_user_agent": "accepted_user_agent"
    },
    "updated_at": "2019-12-27T18:11:19.117Z"
  },
  "meta": {
    "api_request_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "api_request_timestamp": "2019-12-27T18:11:19.117Z"
  },
  "response_type": "object"
}