Unmask a paykey

get/v1/paykeys/{id}/unmasked

Retrieves the unmasked details of an existing paykey. Supply the unique paykey id and Straddle will return the corresponding paykey record, including the unmasked bank account details. This endpoint needs to be enabled by Straddle for your account and should only be used when absolutely necessary.

Path ParametersExpand Collapse

id: string

Header ParametersExpand Collapse

"Correlation-Id": optional string

"Request-Id": optional string

"Straddle-Account-Id": optional string

ReturnsExpand Collapse

PaykeyUnmaskedV1 = object { data, meta, response_type }

data: object { id, config, created_at, 13 more }

id: string

Unique identifier for the paykey.

formatuuid

config: object { processing_method, sandbox_outcome }

processing_method: optional "inline" or "background" or "skip"

Accepts one of the following:

"inline"

"background"

"skip"

sandbox_outcome: optional "standard" or "active" or "rejected" or "review"

Accepts one of the following:

"standard"

"active"

"rejected"

"review"

created_at: string

Timestamp of when the paykey was created.

formatdate-time

label: string

Human-readable label used to represent this paykey in a UI.

paykey: string

The tokenized paykey value. This value is used to create payments and should be stored securely.

source: "bank_account" or "straddle" or "mx" or 3 more

Accepts one of the following:

"bank_account"

"straddle"

"mx"

"plaid"

"tan"

"quiltt"

status: "pending" or "active" or "inactive" or 2 more

Accepts one of the following:

"pending"

"active"

"inactive"

"rejected"

"review"

updated_at: string

Timestamp of the most recent update to the paykey.

formatdate-time

balance: optional object { status, account_balance, updated_at }

status: "pending" or "completed" or "failed"

Accepts one of the following:

"pending"

"completed"

"failed"

account_balance: optional number

Account Balance when last retrieved

formatint32

updated_at: optional string

Last time account balance was updated.

formatdate-time

bank_data: optional object { account_number, account_type, routing_number }

account_number: string

The bank account number

account_type: "checking" or "savings"

Accepts one of the following:

"checking"

"savings"

routing_number: string

The routing number of the bank account.

minLength9

maxLength9

customer_id: optional string

Unique identifier of the related customer object.

formatuuid

expires_at: optional string

Expiration date and time of the paykey, if applicable.

formatdate-time

external_id: optional string

Unique identifier for the paykey in your database, used for cross-referencing between Straddle and your systems.

institution_name: optional string

Name of the financial institution.

metadata: optional map[string]

Up to 20 additional user-defined key-value pairs. Useful for storing additional information about the paykey in a structured format.

status_details: optional object { changed_at, message, reason, 2 more }

changed_at: string

The time the status change occurred.

formatdate-time

message: string

A human-readable description of the current status.

reason: "insufficient_funds" or "closed_bank_account" or "invalid_bank_account" or 17 more

Accepts one of the following:

"insufficient_funds"

"closed_bank_account"

"invalid_bank_account"

"invalid_routing"

"disputed"

"payment_stopped"

"owner_deceased"

"frozen_bank_account"

"risk_review"

"fraudulent"

"duplicate_entry"

"invalid_paykey"

"payment_blocked"

"amount_too_large"

"too_many_attempts"

"internal_system_error"

"user_request"

"ok"

"other_network_return"

"payout_refused"

source: "watchtower" or "bank_decline" or "customer_dispute" or 2 more

Accepts one of the following:

"watchtower"

"bank_decline"

"customer_dispute"

"user_action"

"system"

code: optional string

The status code if applicable.

meta: ResponseMetadata { api_request_id, api_request_timestamp }

Metadata about the API request, including an identifier and timestamp.

api_request_id: string

Unique identifier for this API request, useful for troubleshooting.

formatuuid

api_request_timestamp: string

Timestamp for this API request, useful for troubleshooting.

formatdate-time

response_type: "object" or "array" or "error" or "none"

Indicates the structure of the returned content.

"object" means the data field contains a single JSON object.
"array" means the data field contains an array of objects.
"error" means the data field contains an error object with details of the issue.
"none" means no data is returned.

Accepts one of the following:

"object"

"array"

"error"

"none"

Unmask a paykey

curl https://sandbox.straddle.com/v1/paykeys/$ID/unmasked \
    -H "Authorization: Bearer $STRADDLE_API_KEY"

{
  "data": {
    "id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "config": {
      "processing_method": "inline",
      "sandbox_outcome": "standard"
    },
    "created_at": "2019-12-27T18:11:19.117Z",
    "label": "label",
    "paykey": "paykey",
    "source": "bank_account",
    "status": "pending",
    "updated_at": "2019-12-27T18:11:19.117Z",
    "balance": {
      "status": "pending",
      "account_balance": 0,
      "updated_at": "2019-12-27T18:11:19.117Z"
    },
    "bank_data": {
      "account_number": "123456789",
      "account_type": "checking",
      "routing_number": "021000021"
    },
    "customer_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "expires_at": "2019-12-27T18:11:19.117Z",
    "external_id": "external_id",
    "institution_name": "Bank of America",
    "metadata": {
      "foo": "string"
    },
    "status_details": {
      "changed_at": "2019-12-27T18:11:19.117Z",
      "message": "Bank account sucesfully validated",
      "reason": "insufficient_funds",
      "source": "watchtower",
      "code": "code"
    }
  },
  "meta": {
    "api_request_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "api_request_timestamp": "2019-12-27T18:11:19.117Z"
  },
  "response_type": "object"
}

Returns Examples

{
  "data": {
    "id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "config": {
      "processing_method": "inline",
      "sandbox_outcome": "standard"
    },
    "created_at": "2019-12-27T18:11:19.117Z",
    "label": "label",
    "paykey": "paykey",
    "source": "bank_account",
    "status": "pending",
    "updated_at": "2019-12-27T18:11:19.117Z",
    "balance": {
      "status": "pending",
      "account_balance": 0,
      "updated_at": "2019-12-27T18:11:19.117Z"
    },
    "bank_data": {
      "account_number": "123456789",
      "account_type": "checking",
      "routing_number": "021000021"
    },
    "customer_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "expires_at": "2019-12-27T18:11:19.117Z",
    "external_id": "external_id",
    "institution_name": "Bank of America",
    "metadata": {
      "foo": "string"
    },
    "status_details": {
      "changed_at": "2019-12-27T18:11:19.117Z",
      "message": "Bank account sucesfully validated",
      "reason": "insufficient_funds",
      "source": "watchtower",
      "code": "code"
    }
  },
  "meta": {
    "api_request_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "api_request_timestamp": "2019-12-27T18:11:19.117Z"
  },
  "response_type": "object"
}