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API Reference
Paykeys
Review

Update a paykey's status

paykeys.review.decision(strid, ReviewDecisionParams**kwargs) -> PaykeyV1
PATCH/v1/paykeys/{id}/review

Update the status of a paykey when in review status

ParametersExpand Collapse
id: str
status: Literal["active", "rejected"]
One of the following:
"active"
"rejected"
correlation_id: Optional[str]
idempotency_key: Optional[str]
request_id: Optional[str]
straddle_account_id: Optional[str]
ReturnsExpand Collapse
class PaykeyV1: …
data: Data
id: str

Unique identifier for the paykey.

formatuuid
config: DataConfig
processing_method: Optional[Literal["inline", "background", "skip"]]
One of the following:
"inline"
"background"
"skip"
sandbox_outcome: Optional[Literal["standard", "active", "rejected", "review"]]
One of the following:
"standard"
"active"
"rejected"
"review"
created_at: datetime

Timestamp of when the paykey was created.

formatdate-time
label: str

Human-readable label used to represent this paykey in a UI.

paykey: str

The tokenized paykey value. This value is used to create payments and should be stored securely.

source: Literal["bank_account", "straddle", "mx", 3 more]
One of the following:
"bank_account"
"straddle"
"mx"
"plaid"
"tan"
"quiltt"
status: Literal["pending", "active", "inactive", 3 more]
One of the following:
"pending"
"active"
"inactive"
"rejected"
"review"
"blocked"
updated_at: datetime

Timestamp of the most recent update to the paykey.

formatdate-time
balance: Optional[DataBalance]
status: Literal["pending", "completed", "failed"]
One of the following:
"pending"
"completed"
"failed"
account_balance: Optional[int]

Account Balance when last retrieved

formatint32
updated_at: Optional[datetime]

Last time account balance was updated.

formatdate-time
bank_data: Optional[DataBankData]
account_number: str

Bank account number. This value is masked by default for security reasons. Use the /unmask endpoint to access the unmasked value.

account_type: Literal["checking", "savings"]
One of the following:
"checking"
"savings"
routing_number: str

The routing number of the bank account.

minLength9
maxLength9
customer_id: Optional[str]

Unique identifier of the related customer object.

formatuuid
expires_at: Optional[datetime]

Expiration date and time of the paykey, if applicable.

formatdate-time
external_id: Optional[str]

Unique identifier for the paykey in your database, used for cross-referencing between Straddle and your systems.

institution_name: Optional[str]

Name of the financial institution.

metadata: Optional[Dict[str, str]]

Up to 20 additional user-defined key-value pairs. Useful for storing additional information about the paykey in a structured format.

status_details: Optional[DataStatusDetails]
changed_at: datetime

The time the status change occurred.

formatdate-time
message: str

A human-readable description of the current status.

reason: Literal["insufficient_funds", "closed_bank_account", "invalid_bank_account", 24 more]
One of the following:
"insufficient_funds"
"closed_bank_account"
"invalid_bank_account"
"invalid_routing"
"disputed"
"payment_stopped"
"owner_deceased"
"frozen_bank_account"
"risk_review"
"fraudulent"
"duplicate_entry"
"invalid_paykey"
"payment_blocked"
"amount_too_large"
"too_many_attempts"
"internal_system_error"
"user_request"
"ok"
"other_network_return"
"payout_refused"
"cancel_request"
"failed_verification"
"require_review"
"blocked_by_system"
"watchtower_review"
"validating"
"auto_hold"
source: Literal["watchtower", "bank_decline", "customer_dispute", 2 more]
One of the following:
"watchtower"
"bank_decline"
"customer_dispute"
"user_action"
"system"
code: Optional[str]

The status code if applicable.

unblock_eligible: Optional[bool]

Indicates whether this paykey is eligible for client-initiated unblocking. Only present for blocked paykeys. True when blocked due to R29 returns and not previously unblocked, false otherwise. Null when paykey is not blocked.

Metadata about the API request, including an identifier and timestamp.

api_request_id: str

Unique identifier for this API request, useful for troubleshooting.

formatuuid
api_request_timestamp: datetime

Timestamp for this API request, useful for troubleshooting.

formatdate-time
response_type: Literal["object", "array", "error", "none"]

Indicates the structure of the returned content.

  • "object" means the data field contains a single JSON object.
  • "array" means the data field contains an array of objects.
  • "error" means the data field contains an error object with details of the issue.
  • "none" means no data is returned.
One of the following:
"object"
"array"
"error"
"none"

Update a paykey's status 

import os
from straddle import Straddle

client = Straddle(
    api_key=os.environ.get("STRADDLE_API_KEY"),  # This is the default and can be omitted
)
paykey_v1 = client.paykeys.review.decision(
    id="182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    status="active",
)
print(paykey_v1.data)
{
  "data": {
    "id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "config": {
      "processing_method": "inline",
      "sandbox_outcome": "standard"
    },
    "created_at": "2019-12-27T18:11:19.117Z",
    "label": "label",
    "paykey": "paykey",
    "source": "bank_account",
    "status": "pending",
    "updated_at": "2019-12-27T18:11:19.117Z",
    "balance": {
      "status": "pending",
      "account_balance": 0,
      "updated_at": "2019-12-27T18:11:19.117Z"
    },
    "bank_data": {
      "account_number": "****1234",
      "account_type": "checking",
      "routing_number": "021000021"
    },
    "customer_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "expires_at": "2019-12-27T18:11:19.117Z",
    "external_id": "external_id",
    "institution_name": "Bank of America",
    "metadata": {
      "foo": "string"
    },
    "status_details": {
      "changed_at": "2019-12-27T18:11:19.117Z",
      "message": "Bank account sucesfully validated",
      "reason": "insufficient_funds",
      "source": "watchtower",
      "code": "code"
    },
    "unblock_eligible": true
  },
  "meta": {
    "api_request_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "api_request_timestamp": "2019-12-27T18:11:19.117Z"
  },
  "response_type": "object"
}
Returns Examples
{
  "data": {
    "id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "config": {
      "processing_method": "inline",
      "sandbox_outcome": "standard"
    },
    "created_at": "2019-12-27T18:11:19.117Z",
    "label": "label",
    "paykey": "paykey",
    "source": "bank_account",
    "status": "pending",
    "updated_at": "2019-12-27T18:11:19.117Z",
    "balance": {
      "status": "pending",
      "account_balance": 0,
      "updated_at": "2019-12-27T18:11:19.117Z"
    },
    "bank_data": {
      "account_number": "****1234",
      "account_type": "checking",
      "routing_number": "021000021"
    },
    "customer_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "expires_at": "2019-12-27T18:11:19.117Z",
    "external_id": "external_id",
    "institution_name": "Bank of America",
    "metadata": {
      "foo": "string"
    },
    "status_details": {
      "changed_at": "2019-12-27T18:11:19.117Z",
      "message": "Bank account sucesfully validated",
      "reason": "insufficient_funds",
      "source": "watchtower",
      "code": "code"
    },
    "unblock_eligible": true
  },
  "meta": {
    "api_request_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "api_request_timestamp": "2019-12-27T18:11:19.117Z"
  },
  "response_type": "object"
}