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Review

Review a customer's identity results
customers.review.get(strid, ReviewGetParams**kwargs) -> CustomerReviewV1
get/v1/customers/{id}/review
Update a customer's verification status
customers.review.decision(strid, ReviewDecisionParams**kwargs) -> CustomerV1
patch/v1/customers/{id}/review
Update a customer's identity decision
customers.review.refresh_review(strid, ReviewRefreshReviewParams**kwargs) -> CustomerV1
put/v1/customers/{id}/refresh_review
ModelsExpand Collapse
class CustomerReviewV1:
data: Data
customer_details: DataCustomerDetails
id: str

Unique identifier for the customer.

formatuuid
created_at: datetime

Timestamp of when the customer record was created.

formatdate-time
email: str

The customer's email address.

formatemail
name: str

Full name of the individual or business name.

phone: str

The customer's phone number in E.164 format.

status: Literal["pending", "review", "verified", 2 more]
Accepts one of the following:
"pending"
"review"
"verified"
"inactive"
"rejected"
type: Literal["individual", "business"]
Accepts one of the following:
"individual"
"business"
updated_at: datetime

Timestamp of the most recent update to the customer record.

formatdate-time
address: Optional[CustomerAddressV1]

An object containing the customer's address. This is optional, but if provided, all required fields must be present.

address1: str

Primary address line (e.g., street, PO Box).

maxLength100
city: str

City, district, suburb, town, or village.

maxLength100
state: str

Two-letter state code.

zip: str

Zip or postal code.

address2: Optional[str]

Secondary address line (e.g., apartment, suite, unit, or building).

maxLength100
compliance_profile: Optional[DataCustomerDetailsComplianceProfile]

PII required to trigger Patriot Act compliant KYC verification.

Accepts one of the following:
class DataCustomerDetailsComplianceProfileIndividualComplianceProfile:

PII required to trigger Patriot Act compliant KYC verification.

dob: Optional[date]

Masked date of birth in ****-- format.

formatdate
ssn: Optional[str]

Masked Social Security Number in the format --***.

class DataCustomerDetailsComplianceProfileBusinessComplianceProfile:

Business registration data required to trigger Patriot Act compliant KYB verification.

ein: Optional[str]

Masked Employer Identification Number in the format -*****

The official registered name of the business. This name should be correlated with the ein value.

representatives: Optional[List[DataCustomerDetailsComplianceProfileBusinessComplianceProfileRepresentative]]

A list of people related to the company. Only valid where customer type is 'business'.

name: str
email: Optional[str]
phone: Optional[str]
website: Optional[str]

Official business website URL. Optional but recommended for enhanced KYB.

formaturi
config: Optional[DataCustomerDetailsConfig]
processing_method: Optional[Literal["inline", "background", "skip"]]
Accepts one of the following:
"inline"
"background"
"skip"
sandbox_outcome: Optional[Literal["standard", "verified", "rejected", "review"]]
Accepts one of the following:
"standard"
"verified"
"rejected"
"review"
device: Optional[DataCustomerDetailsDevice]
ip_address: str

The customer's IP address at the time of profile creation. Use 0.0.0.0 to represent an offline customer registration.

minLength1
formatipv4
external_id: Optional[str]

Unique identifier for the customer in your database, used for cross-referencing between Straddle and your systems.

metadata: Optional[Dict[str, str]]

Up to 20 additional user-defined key-value pairs. Useful for storing additional information about the customer in a structured format.

identity_details: Optional[DataIdentityDetails]
breakdown: DataIdentityDetailsBreakdown

Detailed breakdown of the customer verification results, including decisions, risk scores, correlation score, and more.

address: Optional[IdentityVerificationBreakdownV1]
codes: Optional[List[str]]

List of specific result codes from the fraud and risk screening.

correlation: Optional[Literal["low_confidence", "potential_match", "likely_match", "high_confidence"]]
Accepts one of the following:
"low_confidence"
"potential_match"
"likely_match"
"high_confidence"
correlation_score: Optional[float]

Represents the strength of the correlation between provided and known information. A higher score indicates a stronger correlation.

formatdouble
decision: Optional[Literal["accept", "reject", "review"]]
Accepts one of the following:
"accept"
"reject"
"review"
risk_score: Optional[float]

Predicts the inherent risk associated with the customer for a given module. A higher score indicates a greater likelihood of fraud.

formatdouble
business_evaluation: Optional[IdentityVerificationBreakdownV1]
codes: Optional[List[str]]

List of specific result codes from the fraud and risk screening.

correlation: Optional[Literal["low_confidence", "potential_match", "likely_match", "high_confidence"]]
Accepts one of the following:
"low_confidence"
"potential_match"
"likely_match"
"high_confidence"
correlation_score: Optional[float]

Represents the strength of the correlation between provided and known information. A higher score indicates a stronger correlation.

formatdouble
decision: Optional[Literal["accept", "reject", "review"]]
Accepts one of the following:
"accept"
"reject"
"review"
risk_score: Optional[float]

Predicts the inherent risk associated with the customer for a given module. A higher score indicates a greater likelihood of fraud.

formatdouble
business_identification: Optional[IdentityVerificationBreakdownV1]
codes: Optional[List[str]]

List of specific result codes from the fraud and risk screening.

correlation: Optional[Literal["low_confidence", "potential_match", "likely_match", "high_confidence"]]
Accepts one of the following:
"low_confidence"
"potential_match"
"likely_match"
"high_confidence"
correlation_score: Optional[float]

Represents the strength of the correlation between provided and known information. A higher score indicates a stronger correlation.

formatdouble
decision: Optional[Literal["accept", "reject", "review"]]
Accepts one of the following:
"accept"
"reject"
"review"
risk_score: Optional[float]

Predicts the inherent risk associated with the customer for a given module. A higher score indicates a greater likelihood of fraud.

formatdouble
business_validation: Optional[IdentityVerificationBreakdownV1]
codes: Optional[List[str]]

List of specific result codes from the fraud and risk screening.

correlation: Optional[Literal["low_confidence", "potential_match", "likely_match", "high_confidence"]]
Accepts one of the following:
"low_confidence"
"potential_match"
"likely_match"
"high_confidence"
correlation_score: Optional[float]

Represents the strength of the correlation between provided and known information. A higher score indicates a stronger correlation.

formatdouble
decision: Optional[Literal["accept", "reject", "review"]]
Accepts one of the following:
"accept"
"reject"
"review"
risk_score: Optional[float]

Predicts the inherent risk associated with the customer for a given module. A higher score indicates a greater likelihood of fraud.

formatdouble
email: Optional[IdentityVerificationBreakdownV1]
codes: Optional[List[str]]

List of specific result codes from the fraud and risk screening.

correlation: Optional[Literal["low_confidence", "potential_match", "likely_match", "high_confidence"]]
Accepts one of the following:
"low_confidence"
"potential_match"
"likely_match"
"high_confidence"
correlation_score: Optional[float]

Represents the strength of the correlation between provided and known information. A higher score indicates a stronger correlation.

formatdouble
decision: Optional[Literal["accept", "reject", "review"]]
Accepts one of the following:
"accept"
"reject"
"review"
risk_score: Optional[float]

Predicts the inherent risk associated with the customer for a given module. A higher score indicates a greater likelihood of fraud.

formatdouble
fraud: Optional[IdentityVerificationBreakdownV1]
codes: Optional[List[str]]

List of specific result codes from the fraud and risk screening.

correlation: Optional[Literal["low_confidence", "potential_match", "likely_match", "high_confidence"]]
Accepts one of the following:
"low_confidence"
"potential_match"
"likely_match"
"high_confidence"
correlation_score: Optional[float]

Represents the strength of the correlation between provided and known information. A higher score indicates a stronger correlation.

formatdouble
decision: Optional[Literal["accept", "reject", "review"]]
Accepts one of the following:
"accept"
"reject"
"review"
risk_score: Optional[float]

Predicts the inherent risk associated with the customer for a given module. A higher score indicates a greater likelihood of fraud.

formatdouble
phone: Optional[IdentityVerificationBreakdownV1]
codes: Optional[List[str]]

List of specific result codes from the fraud and risk screening.

correlation: Optional[Literal["low_confidence", "potential_match", "likely_match", "high_confidence"]]
Accepts one of the following:
"low_confidence"
"potential_match"
"likely_match"
"high_confidence"
correlation_score: Optional[float]

Represents the strength of the correlation between provided and known information. A higher score indicates a stronger correlation.

formatdouble
decision: Optional[Literal["accept", "reject", "review"]]
Accepts one of the following:
"accept"
"reject"
"review"
risk_score: Optional[float]

Predicts the inherent risk associated with the customer for a given module. A higher score indicates a greater likelihood of fraud.

formatdouble
synthetic: Optional[IdentityVerificationBreakdownV1]
codes: Optional[List[str]]

List of specific result codes from the fraud and risk screening.

correlation: Optional[Literal["low_confidence", "potential_match", "likely_match", "high_confidence"]]
Accepts one of the following:
"low_confidence"
"potential_match"
"likely_match"
"high_confidence"
correlation_score: Optional[float]

Represents the strength of the correlation between provided and known information. A higher score indicates a stronger correlation.

formatdouble
decision: Optional[Literal["accept", "reject", "review"]]
Accepts one of the following:
"accept"
"reject"
"review"
risk_score: Optional[float]

Predicts the inherent risk associated with the customer for a given module. A higher score indicates a greater likelihood of fraud.

formatdouble
created_at: datetime

Timestamp of when the review was initiated.

formatdate-time
decision: Literal["accept", "reject", "review"]
Accepts one of the following:
"accept"
"reject"
"review"
review_id: str

Unique identifier for the review.

formatuuid
updated_at: datetime

Timestamp of the most recent update to the review.

formatdate-time
kyc: Optional[DataIdentityDetailsKYC]
validations: DataIdentityDetailsKYCValidations

Boolean values indicating the result of each validation in the KYC process.

address: Optional[bool]
city: Optional[bool]
dob: Optional[bool]
email: Optional[bool]
first_name: Optional[bool]
last_name: Optional[bool]
phone: Optional[bool]
ssn: Optional[bool]
state: Optional[bool]
zip: Optional[bool]
codes: Optional[List[str]]

List of specific result codes from the KYC screening process.

decision: Optional[Literal["accept", "reject", "review"]]
Accepts one of the following:
"accept"
"reject"
"review"
messages: Optional[Dict[str, str]]

Dictionary of all messages from the customer verification process.

network_alerts: Optional[DataIdentityDetailsNetworkAlerts]
alerts: Optional[List[str]]

Any alerts or flags raised during the consortium alert screening.

codes: Optional[List[str]]

List of specific result codes from the consortium alert screening.

decision: Optional[Literal["accept", "reject", "review"]]
Accepts one of the following:
"accept"
"reject"
"review"
reputation: Optional[DataIdentityDetailsReputation]
codes: Optional[List[str]]

Specific codes related to the Straddle reputation screening results.

decision: Optional[Literal["accept", "reject", "review"]]
Accepts one of the following:
"accept"
"reject"
"review"
insights: Optional[DataIdentityDetailsReputationInsights]
accounts_active_count: Optional[int]
accounts_closed_count: Optional[int]
accounts_closed_dates: Optional[List[date]]
accounts_count: Optional[int]
accounts_fraud_count: Optional[int]
accounts_fraud_labeled_dates: Optional[List[date]]
accounts_fraud_loss_total_amount: Optional[float]
ach_fraud_transactions_count: Optional[int]
ach_fraud_transactions_dates: Optional[List[date]]
ach_fraud_transactions_total_amount: Optional[float]
ach_returned_transactions_count: Optional[int]
ach_returned_transactions_dates: Optional[List[date]]
ach_returned_transactions_total_amount: Optional[float]
applications_approved_count: Optional[int]
applications_count: Optional[int]
applications_dates: Optional[List[date]]
applications_declined_count: Optional[int]
applications_fraud_count: Optional[int]
card_disputed_transactions_count: Optional[int]
card_disputed_transactions_dates: Optional[List[date]]
card_disputed_transactions_total_amount: Optional[float]
card_fraud_transactions_count: Optional[int]
card_fraud_transactions_dates: Optional[List[date]]
card_fraud_transactions_total_amount: Optional[float]
card_stopped_transactions_count: Optional[int]
card_stopped_transactions_dates: Optional[List[date]]
user_active_profile_count: Optional[int]
user_address_count: Optional[int]
user_closed_profile_count: Optional[int]
user_dob_count: Optional[int]
user_email_count: Optional[int]
user_institution_count: Optional[int]
user_mobile_count: Optional[int]
risk_score: Optional[float]
watch_list: Optional[DataIdentityDetailsWatchList]
codes: Optional[List[str]]

Specific codes related to the Straddle watchlist screening results.

decision: Optional[Literal["accept", "reject", "review"]]
Accepts one of the following:
"accept"
"reject"
"review"
matched: Optional[List[str]]

Information about any matches found during screening.

matches: Optional[List[DataIdentityDetailsWatchListMatch]]

Information about any matches found during screening.

correlation: Literal["low_confidence", "potential_match", "likely_match", "high_confidence"]
Accepts one of the following:
"low_confidence"
"potential_match"
"likely_match"
"high_confidence"
list_name: str

The name of the list the match was found.

match_fields: List[str]

Data fields that matched.

urls: List[str]

Relevent Urls to review.

Metadata about the API request, including an identifier and timestamp.

api_request_id: str

Unique identifier for this API request, useful for troubleshooting.

formatuuid
api_request_timestamp: datetime

Timestamp for this API request, useful for troubleshooting.

formatdate-time
response_type: Literal["object", "array", "error", "none"]

Indicates the structure of the returned content.

  • "object" means the data field contains a single JSON object.
  • "array" means the data field contains an array of objects.
  • "error" means the data field contains an error object with details of the issue.
  • "none" means no data is returned.
Accepts one of the following:
"object"
"array"
"error"
"none"
class IdentityVerificationBreakdownV1:
codes: Optional[List[str]]

List of specific result codes from the fraud and risk screening.

correlation: Optional[Literal["low_confidence", "potential_match", "likely_match", "high_confidence"]]
Accepts one of the following:
"low_confidence"
"potential_match"
"likely_match"
"high_confidence"
correlation_score: Optional[float]

Represents the strength of the correlation between provided and known information. A higher score indicates a stronger correlation.

formatdouble
decision: Optional[Literal["accept", "reject", "review"]]
Accepts one of the following:
"accept"
"reject"
"review"
risk_score: Optional[float]

Predicts the inherent risk associated with the customer for a given module. A higher score indicates a greater likelihood of fraud.

formatdouble