API Reference

Paykeys

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Unmask a paykey

paykeys.unmasked(strid, PaykeyUnmaskedParams**kwargs) -> PaykeyUnmaskedV1

get/v1/paykeys/{id}/unmasked

Retrieves the unmasked details of an existing paykey. Supply the unique paykey id and Straddle will return the corresponding paykey record, including the unmasked bank account details. This endpoint needs to be enabled by Straddle for your account and should only be used when absolutely necessary.

ParametersExpand Collapse

id: str

correlation_id: Optional[str]

request_id: Optional[str]

straddle_account_id: Optional[str]

ReturnsExpand Collapse

class PaykeyUnmaskedV1: …

data: Data

id: str

Unique identifier for the paykey.

formatuuid

config: DataConfig

processing_method: Optional[Literal["inline", "background", "skip"]]

Accepts one of the following:

"inline"

"background"

"skip"

sandbox_outcome: Optional[Literal["standard", "active", "rejected", "review"]]

Accepts one of the following:

"standard"

"active"

"rejected"

"review"

created_at: datetime

Timestamp of when the paykey was created.

formatdate-time

label: str

Human-readable label used to represent this paykey in a UI.

paykey: str

The tokenized paykey value. This value is used to create payments and should be stored securely.

source: Literal["bank_account", "straddle", "mx", 3 more]

Accepts one of the following:

"bank_account"

"straddle"

"mx"

"plaid"

"tan"

"quiltt"

status: Literal["pending", "active", "inactive", 2 more]

Accepts one of the following:

"pending"

"active"

"inactive"

"rejected"

"review"

updated_at: datetime

Timestamp of the most recent update to the paykey.

formatdate-time

balance: Optional[DataBalance]

status: Literal["pending", "completed", "failed"]

Accepts one of the following:

"pending"

"completed"

"failed"

account_balance: Optional[int]

Account Balance when last retrieved

formatint32

updated_at: Optional[datetime]

Last time account balance was updated.

formatdate-time

bank_data: Optional[DataBankData]

account_number: str

The bank account number

account_type: Literal["checking", "savings"]

Accepts one of the following:

"checking"

"savings"

routing_number: str

The routing number of the bank account.

minLength9

maxLength9

customer_id: Optional[str]

Unique identifier of the related customer object.

formatuuid

expires_at: Optional[datetime]

Expiration date and time of the paykey, if applicable.

formatdate-time

external_id: Optional[str]

Unique identifier for the paykey in your database, used for cross-referencing between Straddle and your systems.

institution_name: Optional[str]

Name of the financial institution.

metadata: Optional[Dict[str, str]]

Up to 20 additional user-defined key-value pairs. Useful for storing additional information about the paykey in a structured format.

status_details: Optional[DataStatusDetails]

changed_at: datetime

The time the status change occurred.

formatdate-time

message: str

A human-readable description of the current status.

reason: Literal["insufficient_funds", "closed_bank_account", "invalid_bank_account", 17 more]

Accepts one of the following:

"insufficient_funds"

"closed_bank_account"

"invalid_bank_account"

"invalid_routing"

"disputed"

"payment_stopped"

"owner_deceased"

"frozen_bank_account"

"risk_review"

"fraudulent"

"duplicate_entry"

"invalid_paykey"

"payment_blocked"

"amount_too_large"

"too_many_attempts"

"internal_system_error"

"user_request"

"ok"

"other_network_return"

"payout_refused"

source: Literal["watchtower", "bank_decline", "customer_dispute", 2 more]

Accepts one of the following:

"watchtower"

"bank_decline"

"customer_dispute"

"user_action"

"system"

code: Optional[str]

The status code if applicable.

meta: ResponseMetadata

Metadata about the API request, including an identifier and timestamp.

api_request_id: str

Unique identifier for this API request, useful for troubleshooting.

formatuuid

api_request_timestamp: datetime

Timestamp for this API request, useful for troubleshooting.

formatdate-time

response_type: Literal["object", "array", "error", "none"]

Indicates the structure of the returned content.

• "object" means the data field contains a single JSON object.
• "array" means the data field contains an array of objects.
• "error" means the data field contains an error object with details of the issue.
• "none" means no data is returned.

Accepts one of the following:

"object"

"array"

"error"

"none"

Unmask a paykey

Python

• HTTP
• TypeScript
• Python
• Ruby

from straddle import Straddle

client = Straddle(
    api_key="My API Key",
)
paykey_unmasked_v1 = client.paykeys.unmasked(
    id="182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
)
print(paykey_unmasked_v1.data)

200 example

{
  "data": {
    "id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "config": {
      "processing_method": "inline",
      "sandbox_outcome": "standard"
    },
    "created_at": "2019-12-27T18:11:19.117Z",
    "label": "label",
    "paykey": "paykey",
    "source": "bank_account",
    "status": "pending",
    "updated_at": "2019-12-27T18:11:19.117Z",
    "balance": {
      "status": "pending",
      "account_balance": 0,
      "updated_at": "2019-12-27T18:11:19.117Z"
    },
    "bank_data": {
      "account_number": "123456789",
      "account_type": "checking",
      "routing_number": "021000021"
    },
    "customer_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "expires_at": "2019-12-27T18:11:19.117Z",
    "external_id": "external_id",
    "institution_name": "Bank of America",
    "metadata": {
      "foo": "string"
    },
    "status_details": {
      "changed_at": "2019-12-27T18:11:19.117Z",
      "message": "Bank account sucesfully validated",
      "reason": "insufficient_funds",
      "source": "watchtower",
      "code": "code"
    }
  },
  "meta": {
    "api_request_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "api_request_timestamp": "2019-12-27T18:11:19.117Z"
  },
  "response_type": "object"
}

Returns Examples

200 example

{
  "data": {
    "id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "config": {
      "processing_method": "inline",
      "sandbox_outcome": "standard"
    },
    "created_at": "2019-12-27T18:11:19.117Z",
    "label": "label",
    "paykey": "paykey",
    "source": "bank_account",
    "status": "pending",
    "updated_at": "2019-12-27T18:11:19.117Z",
    "balance": {
      "status": "pending",
      "account_balance": 0,
      "updated_at": "2019-12-27T18:11:19.117Z"
    },
    "bank_data": {
      "account_number": "123456789",
      "account_type": "checking",
      "routing_number": "021000021"
    },
    "customer_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "expires_at": "2019-12-27T18:11:19.117Z",
    "external_id": "external_id",
    "institution_name": "Bank of America",
    "metadata": {
      "foo": "string"
    },
    "status_details": {
      "changed_at": "2019-12-27T18:11:19.117Z",
      "message": "Bank account sucesfully validated",
      "reason": "insufficient_funds",
      "source": "watchtower",
      "code": "code"
    }
  },
  "meta": {
    "api_request_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "api_request_timestamp": "2019-12-27T18:11:19.117Z"
  },
  "response_type": "object"
}