Create a linked bank account

embed.linked_bank_accounts.create() -> LinkedBankAccountV1

post/v1/linked_bank_accounts

Creates a new linked bank account associated with a Straddle account. This endpoint allows you to associate external bank accounts with a Straddle account for various payment operations such as payment deposits, payout withdrawals, and more.

ParametersExpand Collapse

account_id: Optional[str]

The unique identifier of the Straddle account to associate this bank account with.

formatuuid

bank_account: BankAccount

account_holder: str

The name of the account holder as it appears on the bank account. Typically, this is the legal name of the business associated with the account.

account_number: str

The bank account number.

routing_number: str

The routing number of the bank account.

minLength9

maxLength9

description: Optional[str]

Optional description for the bank account.

metadata: Optional[Dict[str, Optional[str]]]

Up to 20 additional user-defined key-value pairs. Useful for storing additional information about the linked bank account in a structured format.

platform_id: Optional[str]

The unique identifier of the Straddle Platform to associate this bank account with.

formatuuid

purposes: Optional[List[Literal["charges", "payouts", "billing"]]]

The purposes for the linked bank account.

Accepts one of the following:

"charges"

"payouts"

"billing"

correlation_id: Optional[str]

idempotency_key: Optional[str]

request_id: Optional[str]

ReturnsExpand Collapse

class LinkedBankAccountV1: …

data: Data

id: str

Unique identifier for the linked bank account.

formatuuid

account_id: Optional[str]

The unique identifier of the Straddle account related to this bank account.

formatuuid

bank_account: DataBankAccount

account_holder: str

account_mask: str

institution_name: str

routing_number: str

created_at: datetime

Timestamp of when the bank account object was created.

formatdate-time

purposes: List[Literal["charges", "payouts", "billing"]]

The purposes for the linked bank account.

Accepts one of the following:

"charges"

"payouts"

"billing"

status: Literal["created", "onboarding", "active", 3 more]

The current status of the linked bank account.

Accepts one of the following:

"created"

"onboarding"

"active"

"rejected"

"inactive"

"canceled"

status_detail: DataStatusDetail

code: str

A machine-readable code for the specific status, useful for programmatic handling.

message: str

A human-readable message describing the current status.

reason: Literal["unverified", "in_review", "pending", 5 more]

A machine-readable identifier for the specific status, useful for programmatic handling.

Accepts one of the following:

"unverified"

"in_review"

"pending"

"stuck"

"verified"

"failed_verification"

"disabled"

"new"

source: Literal["watchtower"]

Identifies the origin of the status change (e.g., watchtower). This helps in tracking the cause of status updates.

Accepts one of the following:

"watchtower"

updated_at: datetime

Timestamp of the most recent update to the linked bank account.

formatdate-time

description: Optional[str]

Optional description for the bank account.

metadata: Optional[Dict[str, Optional[str]]]

Up to 20 additional user-defined key-value pairs. Useful for storing additional information about the linked bank account in a structured format.

platform_id: Optional[str]

The unique identifier of the Straddle Platform relatd to this bank account.

formatuuid

meta: ResponseMetadata

Metadata about the API request, including an identifier and timestamp.

api_request_id: str

Unique identifier for this API request, useful for troubleshooting.

formatuuid

api_request_timestamp: datetime

Timestamp for this API request, useful for troubleshooting.

formatdate-time

response_type: Literal["object", "array", "error", "none"]

Indicates the structure of the returned content.

"object" means the data field contains a single JSON object.
"array" means the data field contains an array of objects.
"error" means the data field contains an error object with details of the issue.
"none" means no data is returned.

Accepts one of the following:

"object"

"array"

"error"

"none"

Create a linked bank account

from straddle import Straddle

client = Straddle(
    api_key="My API Key",
)
linked_bank_account_v1 = client.embed.linked_bank_accounts.create(
    account_id="182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    bank_account={
        "account_holder": "account_holder",
        "account_number": "account_number",
        "routing_number": "xxxxxxxxx",
    },
)
print(linked_bank_account_v1.data)

{
  "data": {
    "id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "account_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "bank_account": {
      "account_holder": "account_holder",
      "account_mask": "account_mask",
      "institution_name": "institution_name",
      "routing_number": "routing_number"
    },
    "created_at": "2019-12-27T18:11:19.117Z",
    "purposes": [
      "charges"
    ],
    "status": "created",
    "status_detail": {
      "code": "code",
      "message": "message",
      "reason": "unverified",
      "source": "watchtower"
    },
    "updated_at": "2019-12-27T18:11:19.117Z",
    "description": "description",
    "metadata": {
      "foo": "string"
    },
    "platform_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e"
  },
  "meta": {
    "api_request_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "api_request_timestamp": "2019-12-27T18:11:19.117Z"
  },
  "response_type": "object"
}

Returns Examples

{
  "data": {
    "id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "account_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "bank_account": {
      "account_holder": "account_holder",
      "account_mask": "account_mask",
      "institution_name": "institution_name",
      "routing_number": "routing_number"
    },
    "created_at": "2019-12-27T18:11:19.117Z",
    "purposes": [
      "charges"
    ],
    "status": "created",
    "status_detail": {
      "code": "code",
      "message": "message",
      "reason": "unverified",
      "source": "watchtower"
    },
    "updated_at": "2019-12-27T18:11:19.117Z",
    "description": "description",
    "metadata": {
      "foo": "string"
    },
    "platform_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e"
  },
  "meta": {
    "api_request_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "api_request_timestamp": "2019-12-27T18:11:19.117Z"
  },
  "response_type": "object"
}