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Lookup an account

embed.accounts.get(account_id, **kwargs) -> AccountV1 { data, meta, response_type }
get/v1/accounts/{account_id}

Retrieves the details of an account that has previously been created. Supply the unique account ID that was returned from your previous request, and Straddle will return the corresponding account information.

ParametersExpand Collapse
account_id: String

The unique identifier of the account to retrieve.

formatuuid
correlation_id: String
request_id: String
ReturnsExpand Collapse
class AccountV1 { data, meta, response_type }
data: { id, access_level, organization_id, 11 more}
id: String

Unique identifier for the account.

formatuuid
access_level: :standard | :managed

The access level granted to the account. This is determined by your platform configuration. Use standard unless instructed otherwise by Straddle.

Accepts one of the following:
:standard
:managed
organization_id: String

The unique identifier of the organization this account belongs to.

formatuuid
status: :created | :onboarding | :active | 2 more

The current status of the account (e.g., 'active', 'inactive', 'pending').

Accepts one of the following:
:created
:onboarding
:active
:rejected
:inactive
status_detail: { code, message, reason, source}
code: String

A machine-readable code for the specific status, useful for programmatic handling.

message: String

A human-readable message describing the current status.

reason: :unverified | :in_review | :pending | 6 more

A machine-readable identifier for the specific status, useful for programmatic handling.

Accepts one of the following:
:unverified
:in_review
:pending
:stuck
:verified
:failed_verification
:disabled
:terminated
:new
source: :watchtower

Identifies the origin of the status change (e.g., bank_decline, watchtower). This helps in tracking the cause of status updates.

Accepts one of the following:
:watchtower
type: :business

The type of account (e.g., 'individual', 'business').

Accepts one of the following:
:business
business_profile: BusinessProfileV1 { name, website, address, 7 more }
name: String

The operating or trade name of the business.

website: String

URL of the business's primary marketing website.

formaturi
address: AddressV1 { address1, city, state, 6 more }

The address object is optional. If provided, it must be a valid address.

address1: String

Primary address line (e.g., street, PO Box).

city: String

City, district, suburb, town, or village.

state: String

Two-letter state code.

zip: String

Zip or postal code.

address2: String

Secondary address line (e.g., apartment, suite, unit, or building).

country: String

The country of the address, in ISO 3166-1 alpha-2 format.

line1: String

Primary address line (e.g., street, PO Box).

line2: String

Secondary address line (e.g., apartment, suite, unit, or building).

postal_code: String

Postal or ZIP code.

description: String

A brief description of the business and its products or services.

industry: IndustryV1 { category, mcc, sector }
category: String

The general category of the industry. Required if not providing MCC.

mcc: String

The Merchant Category Code (MCC) that best describes the business. Optional.

sector: String

The specific sector within the industry category. Required if not providing MCC.

The official registered name of the business.

phone: String

The primary contact phone number for the business.

support_channels: SupportChannelsV1 { email, phone, url }
email: String

The email address for customer support inquiries.

formatemail
phone: String

The phone number for customer support.

url: String

The URL of the business's customer support page or contact form.

formaturi
tax_id: String

The business's tax identification number (e.g., EIN in the US).

use_case: String

A description of how the business intends to use Straddle's services.

capabilities: { consent_types, customer_types, payment_types}

Whether the internet payment authorization capability is enabled for the account.

Accepts one of the following:

Whether the signed agreement payment authorization capability is enabled for the account.

Accepts one of the following:
customer_types: { businesses, individuals}
businesses: CapabilityV1 { capability_status }
capability_status: :active | :inactive
Accepts one of the following:
:active
:inactive
individuals: CapabilityV1 { capability_status }
capability_status: :active | :inactive
Accepts one of the following:
:active
:inactive
payment_types: { charges, payouts}
charges: CapabilityV1 { capability_status }
capability_status: :active | :inactive
Accepts one of the following:
:active
:inactive
payouts: CapabilityV1 { capability_status }
capability_status: :active | :inactive
Accepts one of the following:
:active
:inactive
created_at: Time

Timestamp of when the account was created.

formatdate-time
external_id: String

Unique identifier for the account in your database, used for cross-referencing between Straddle and your systems.

metadata: Hash[Symbol, String]

Up to 20 additional user-defined key-value pairs. Useful for storing additional information about the account in a structured format.

settings: { charges, payouts}
charges: { daily_amount, funding_time, linked_bank_account_id, 3 more}
daily_amount: Integer

The maximum dollar amount of charges in a calendar day.

formatint32
funding_time: :immediate | :next_day | :one_day | 2 more

The amount of time it takes for a charge to be funded. This value is defined by Straddle.

Accepts one of the following:
:immediate
:next_day
:one_day
:two_day
:three_day
linked_bank_account_id: String

The unique identifier of the linked bank account associated with charges. This value is defined by Straddle.

formatuuid
max_amount: Integer

The maximum amount of a single charge.

formatint32
monthly_amount: Integer

The maximum dollar amount of charges in a calendar month.

formatint32
monthly_count: Integer

The maximum number of charges in a calendar month.

formatint32
payouts: { daily_amount, funding_time, linked_bank_account_id, 3 more}
daily_amount: Integer

The maximum dollar amount of payouts in a day.

formatint32
funding_time: :immediate | :next_day | :one_day | 2 more

The amount of time it takes for a payout to be funded. This value is defined by Straddle.

Accepts one of the following:
:immediate
:next_day
:one_day
:two_day
:three_day
linked_bank_account_id: String

The unique identifier of the linked bank account to use for payouts.

formatuuid
max_amount: Integer

The maximum amount of a single payout.

formatint32
monthly_amount: Integer

The maximum dollar amount of payouts in a month.

formatint32
monthly_count: Integer

The maximum number of payouts in a month.

formatint32
terms_of_service: TermsOfServiceV1 { accepted_date, agreement_type, agreement_url, 2 more }
accepted_date: Time

The datetime of when the terms of service were accepted, in ISO 8601 format.

formatdate-time
agreement_type: :embedded | :direct

The type or version of the agreement accepted. Use embedded unless your platform was specifically enabled for direct agreements.

Accepts one of the following:
:embedded
:direct
agreement_url: String

The URL where the full text of the accepted agreement can be found.

accepted_ip: String

The IP address from which the terms of service were accepted.

accepted_user_agent: String

The user agent string of the browser or application used to accept the terms.

updated_at: Time

Timestamp of the most recent update to the account.

formatdate-time
meta: ResponseMetadata { api_request_id, api_request_timestamp }

Metadata about the API request, including an identifier and timestamp.

api_request_id: String

Unique identifier for this API request, useful for troubleshooting.

formatuuid
api_request_timestamp: Time

Timestamp for this API request, useful for troubleshooting.

formatdate-time
response_type: :object | :array | :error | :none

Indicates the structure of the returned content.

  • "object" means the data field contains a single JSON object.
  • "array" means the data field contains an array of objects.
  • "error" means the data field contains an error object with details of the issue.
  • "none" means no data is returned.
Accepts one of the following:
:object
:array
:error
:none
Lookup an account
require "straddle"

straddle = Straddle::Client.new(
  api_key: "My API Key",
  environment: "production" # defaults to "sandbox"
)

account_v1 = straddle.embed.accounts.get("182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e")

puts(account_v1)
{
  "data": {
    "id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "access_level": "standard",
    "organization_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "status": "created",
    "status_detail": {
      "code": "code",
      "message": "message",
      "reason": "unverified",
      "source": "watchtower"
    },
    "type": "business",
    "business_profile": {
      "name": "name",
      "website": "https://example.com",
      "address": {
        "address1": "address1",
        "city": "city",
        "state": "SE",
        "zip": "zip",
        "address2": "address2",
        "country": "country",
        "line1": "line1",
        "line2": "line2",
        "postal_code": "21029-1360"
      },
      "description": "description",
      "industry": {
        "category": "category",
        "mcc": "mcc",
        "sector": "sector"
      },
      "legal_name": "legal_name",
      "phone": "+46991022",
      "support_channels": {
        "email": "dev@stainless.com",
        "phone": "+46991022",
        "url": "https://example.com"
      },
      "tax_id": "210297980",
      "use_case": "use_case"
    },
    "capabilities": {
      "consent_types": {
        "internet": {
          "capability_status": "active"
        },
        "signed_agreement": {
          "capability_status": "active"
        }
      },
      "customer_types": {
        "businesses": {
          "capability_status": "active"
        },
        "individuals": {
          "capability_status": "active"
        }
      },
      "payment_types": {
        "charges": {
          "capability_status": "active"
        },
        "payouts": {
          "capability_status": "active"
        }
      }
    },
    "created_at": "2019-12-27T18:11:19.117Z",
    "external_id": "external_id",
    "metadata": {
      "foo": "string"
    },
    "settings": {
      "charges": {
        "daily_amount": 0,
        "funding_time": "immediate",
        "linked_bank_account_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
        "max_amount": 0,
        "monthly_amount": 0,
        "monthly_count": 0
      },
      "payouts": {
        "daily_amount": 0,
        "funding_time": "immediate",
        "linked_bank_account_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
        "max_amount": 0,
        "monthly_amount": 0,
        "monthly_count": 0
      }
    },
    "terms_of_service": {
      "accepted_date": "2019-12-27T18:11:19.117Z",
      "agreement_type": "embedded",
      "agreement_url": "agreement_url",
      "accepted_ip": "accepted_ip",
      "accepted_user_agent": "accepted_user_agent"
    },
    "updated_at": "2019-12-27T18:11:19.117Z"
  },
  "meta": {
    "api_request_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "api_request_timestamp": "2019-12-27T18:11:19.117Z"
  },
  "response_type": "object"
}
Returns Examples
{
  "data": {
    "id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "access_level": "standard",
    "organization_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "status": "created",
    "status_detail": {
      "code": "code",
      "message": "message",
      "reason": "unverified",
      "source": "watchtower"
    },
    "type": "business",
    "business_profile": {
      "name": "name",
      "website": "https://example.com",
      "address": {
        "address1": "address1",
        "city": "city",
        "state": "SE",
        "zip": "zip",
        "address2": "address2",
        "country": "country",
        "line1": "line1",
        "line2": "line2",
        "postal_code": "21029-1360"
      },
      "description": "description",
      "industry": {
        "category": "category",
        "mcc": "mcc",
        "sector": "sector"
      },
      "legal_name": "legal_name",
      "phone": "+46991022",
      "support_channels": {
        "email": "dev@stainless.com",
        "phone": "+46991022",
        "url": "https://example.com"
      },
      "tax_id": "210297980",
      "use_case": "use_case"
    },
    "capabilities": {
      "consent_types": {
        "internet": {
          "capability_status": "active"
        },
        "signed_agreement": {
          "capability_status": "active"
        }
      },
      "customer_types": {
        "businesses": {
          "capability_status": "active"
        },
        "individuals": {
          "capability_status": "active"
        }
      },
      "payment_types": {
        "charges": {
          "capability_status": "active"
        },
        "payouts": {
          "capability_status": "active"
        }
      }
    },
    "created_at": "2019-12-27T18:11:19.117Z",
    "external_id": "external_id",
    "metadata": {
      "foo": "string"
    },
    "settings": {
      "charges": {
        "daily_amount": 0,
        "funding_time": "immediate",
        "linked_bank_account_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
        "max_amount": 0,
        "monthly_amount": 0,
        "monthly_count": 0
      },
      "payouts": {
        "daily_amount": 0,
        "funding_time": "immediate",
        "linked_bank_account_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
        "max_amount": 0,
        "monthly_amount": 0,
        "monthly_count": 0
      }
    },
    "terms_of_service": {
      "accepted_date": "2019-12-27T18:11:19.117Z",
      "agreement_type": "embedded",
      "agreement_url": "agreement_url",
      "accepted_ip": "accepted_ip",
      "accepted_user_agent": "accepted_user_agent"
    },
    "updated_at": "2019-12-27T18:11:19.117Z"
  },
  "meta": {
    "api_request_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "api_request_timestamp": "2019-12-27T18:11:19.117Z"
  },
  "response_type": "object"
}