Linked Bank Accounts

Linked bank accounts connect your platform users' external bank accounts to Straddle for settlements and payment funding. Each linked account undergoes automated verification and continuous monitoring. Use linked accounts to manage where clients receive deposits, fund payouts, and track settlement preferences.

Create a linked bank account

$ straddle embed:linked-bank-accounts create

POST/v1/linked_bank_accounts

List linked bank accounts

$ straddle embed:linked-bank-accounts list

GET/v1/linked_bank_accounts

Update a linked bank account

$ straddle embed:linked-bank-accounts update

PUT/v1/linked_bank_accounts/{linked_bank_account_id}

Lookup a linked bank account

$ straddle embed:linked-bank-accounts get

GET/v1/linked_bank_accounts/{linked_bank_account_id}

Unmask a linked bank account

$ straddle embed:linked-bank-accounts unmask

GET/v1/linked_bank_accounts/{linked_bank_account_id}/unmask

Cancel a linked bank account

$ straddle embed:linked-bank-accounts cancel

PATCH/v1/linked_bank_accounts/{linked_bank_account_id}/cancel

ModelsExpand Collapse

linkedBankAccountPagedV1: object { data, meta, response_type }

data: array of object { id, account_id, bank_account, 8 more }

id: string

Unique identifier for the linked bank account.

account_id: string

The unique identifier of the Straddle account related to this bank account.

bank_account: object { account_holder, account_mask, institution_name, routing_number }

account_holder: string

account_mask: string

institution_name: string

routing_number: string

created_at: string

Timestamp of when the bank account object was created.

purposes: array of "charges" or "payouts" or "billing"

The purposes for the linked bank account.

"charges"

"payouts"

"billing"

status: "created" or "onboarding" or "active" or 3 more

The current status of the linked bank account.

"created"

"onboarding"

"active"

"rejected"

"inactive"

"canceled"

status_detail: object { code, message, reason, source }

code: string

A machine-readable code for the specific status, useful for programmatic handling.

message: string

A human-readable message describing the current status.

reason: "unverified" or "in_review" or "pending" or 5 more

A machine-readable identifier for the specific status, useful for programmatic handling.

"unverified"

"in_review"

"pending"

"stuck"

"verified"

"failed_verification"

"disabled"

"new"

source: "watchtower"

Identifies the origin of the status change (e.g., watchtower). This helps in tracking the cause of status updates.

"watchtower"

updated_at: string

Timestamp of the most recent update to the linked bank account.

description: optional string

Optional description for the bank account.

metadata: optional map[string]

Up to 20 additional user-defined key-value pairs. Useful for storing additional information about the linked bank account in a structured format.

platform_id: optional string

The unique identifier of the Straddle Platform relatd to this bank account.

meta: object { api_request_id, api_request_timestamp, max_page_size, 6 more }

Metadata about the API request, including an identifier, timestamp, and pagination details.

api_request_id: string

Unique identifier for this API request, useful for troubleshooting.

api_request_timestamp: string

Timestamp for this API request, useful for troubleshooting.

max_page_size: number

Maximum allowed page size for this endpoint.

page_number: number

Page number for paginated results.

page_size: number

Number of items per page in this response.

sort_by: string

The field that the results were sorted by.

sort_order: "asc" or "desc"

"asc"

"desc"

total_items: number

Total number of items returned in this response.

total_pages: number

The number of pages available.

response_type: "object" or "array" or "error" or "none"

Indicates the structure of the returned content.

"object" means the data field contains a single JSON object.
"array" means the data field contains an array of objects.
"error" means the data field contains an error object with details of the issue.
"none" means no data is returned.

"object"

"array"

"error"

"none"

linkedBankAccountUnmaskV1: object { data, meta, response_type }

data: object { id, account_id, bank_account, 5 more }

id: string

Unique identifier for the linked bank account.

account_id: string

Unique identifier for the Straddle account related to this bank account.

bank_account: object { account_holder, account_number, institution_name, routing_number }

The bank account details associated with the linked bank account.

account_holder: string

account_number: string

institution_name: string

routing_number: string

created_at: string

Timestamp of when the linked bank account was created.

status: "created" or "onboarding" or "active" or 3 more

The current status of the linked bank account.

"created"

"onboarding"

"active"

"rejected"

"inactive"

"canceled"

status_detail: object { code, message, reason, source }

Additional details about the current status of the linked bank account.

code: string

A machine-readable code for the specific status, useful for programmatic handling.

message: string

A human-readable message describing the current status.

reason: "unverified" or "in_review" or "pending" or 5 more

A machine-readable identifier for the specific status, useful for programmatic handling.

"unverified"

"in_review"

"pending"

"stuck"

"verified"

"failed_verification"

"disabled"

"new"

source: "watchtower"

Identifies the origin of the status change (e.g., watchtower). This helps in tracking the cause of status updates.

"watchtower"

updated_at: string

Timestamp of when the linked bank account was last updated.

metadata: optional map[string]

meta: object { api_request_id, api_request_timestamp }

Metadata about the API request, including an identifier and timestamp.

api_request_id: string

Unique identifier for this API request, useful for troubleshooting.

api_request_timestamp: string

Timestamp for this API request, useful for troubleshooting.

response_type: "object" or "array" or "error" or "none"

Indicates the structure of the returned content.

"object" means the data field contains a single JSON object.
"array" means the data field contains an array of objects.
"error" means the data field contains an error object with details of the issue.
"none" means no data is returned.

"object"

"array"

"error"

"none"

linkedBankAccountV1: object { data, meta, response_type }

data: object { id, account_id, bank_account, 8 more }

id: string

Unique identifier for the linked bank account.

account_id: string

The unique identifier of the Straddle account related to this bank account.

bank_account: object { account_holder, account_mask, institution_name, routing_number }

account_holder: string

account_mask: string

institution_name: string

routing_number: string

created_at: string

Timestamp of when the bank account object was created.

purposes: array of "charges" or "payouts" or "billing"

The purposes for the linked bank account.

"charges"

"payouts"

"billing"

status: "created" or "onboarding" or "active" or 3 more

The current status of the linked bank account.

"created"

"onboarding"

"active"

"rejected"

"inactive"

"canceled"

status_detail: object { code, message, reason, source }

code: string

A machine-readable code for the specific status, useful for programmatic handling.

message: string

A human-readable message describing the current status.

reason: "unverified" or "in_review" or "pending" or 5 more

A machine-readable identifier for the specific status, useful for programmatic handling.

"unverified"

"in_review"

"pending"

"stuck"

"verified"

"failed_verification"

"disabled"

"new"

source: "watchtower"

Identifies the origin of the status change (e.g., watchtower). This helps in tracking the cause of status updates.

"watchtower"

updated_at: string

Timestamp of the most recent update to the linked bank account.

description: optional string

Optional description for the bank account.

metadata: optional map[string]

Up to 20 additional user-defined key-value pairs. Useful for storing additional information about the linked bank account in a structured format.

platform_id: optional string

The unique identifier of the Straddle Platform relatd to this bank account.

meta: object { api_request_id, api_request_timestamp }

Metadata about the API request, including an identifier and timestamp.

api_request_id: string

Unique identifier for this API request, useful for troubleshooting.

api_request_timestamp: string

Timestamp for this API request, useful for troubleshooting.

response_type: "object" or "array" or "error" or "none"

Indicates the structure of the returned content.

"object" means the data field contains a single JSON object.
"array" means the data field contains an array of objects.
"error" means the data field contains an error object with details of the issue.
"none" means no data is returned.

"object"

"array"

"error"

"none"