Retrieve an unmasked paykey token

client.paykeys.reveal(, ?, ?): PaykeyRevealResponse { data, meta, response_type }

GET/v1/paykeys/{id}/reveal

Retrieves the details of a paykey that has previously been created. Supply the unique paykey ID that was returned from your previous request, and Straddle will return the corresponding paykey information including the unmasked token.

ParametersExpand Collapse

id: string

params: PaykeyRevealParams { correlationID, requestID, straddleAccountID }

correlationID?: string

Optional client generated identifier to trace and debug a series of requests.

requestID?: string

Optional client generated identifier to trace and debug a request.

straddleAccountID?: string

For use by platforms to specify an account id and set scope of a request.

formatuuid

ReturnsExpand Collapse

PaykeyRevealResponse { data, meta, response_type }

data: Data { id, config, created_at, 13 more }

id: string

Unique identifier for the paykey.

formatuuid

config: Config { processing_method, sandbox_outcome }

processing_method?: "inline" | "background" | "skip"

One of the following:

"inline"

"background"

"skip"

sandbox_outcome?: "standard" | "active" | "rejected" | "review"

One of the following:

"standard"

"active"

"rejected"

"review"

created_at: string

Timestamp of when the paykey was created.

formatdate-time

label: string

Human-readable label that combines the bank name and masked account number to help easility represent this paykey in a UI

paykey: string

The tokenized paykey value. This token is used to create payments and should be stored securely.

source: "bank_account" | "straddle" | "mx" | 3 more

One of the following:

"bank_account"

"straddle"

"mx"

"plaid"

"tan"

"quiltt"

status: "pending" | "active" | "inactive" | 3 more

One of the following:

"pending"

"active"

"inactive"

"rejected"

"review"

"blocked"

updated_at: string

Timestamp of the most recent update to the paykey.

formatdate-time

balance?: Balance { status, account_balance, updated_at }

status: "pending" | "completed" | "failed"

One of the following:

"pending"

"completed"

"failed"

account_balance?: number | null

Account Balance when last retrieved

formatint32

updated_at?: string | null

Last time account balance was updated.

formatdate-time

bank_data?: BankData { account_number, account_type, routing_number }

account_number: string

Bank account number. This value is masked by default for security reasons. Use the /unmask endpoint to access the unmasked value.

account_type: "checking" | "savings"

One of the following:

"checking"

"savings"

routing_number: string

The routing number of the bank account.

minLength9

maxLength9

customer_id?: string | null

Unique identifier of the related customer object.

formatuuid

expires_at?: string | null

Expiration date and time of the paykey, if applicable.

formatdate-time

external_id?: string | null

Unique identifier for the paykey in your database, used for cross-referencing between Straddle and your systems.

institution_name?: string | null

Name of the financial institution.

metadata?: Record<string, string> | null

Up to 20 additional user-defined key-value pairs. Useful for storing additional information about the paykey in a structured format.

status_details?: StatusDetails { changed_at, message, reason, 2 more }

changed_at: string

The time the status change occurred.

formatdate-time

message: string

A human-readable description of the current status.

reason: "insufficient_funds" | "closed_bank_account" | "invalid_bank_account" | 24 more

One of the following:

"insufficient_funds"

"closed_bank_account"

"invalid_bank_account"

"invalid_routing"

"disputed"

"payment_stopped"

"owner_deceased"

"frozen_bank_account"

"risk_review"

"fraudulent"

"duplicate_entry"

"invalid_paykey"

"payment_blocked"

"amount_too_large"

"too_many_attempts"

"internal_system_error"

"user_request"

"ok"

"other_network_return"

"payout_refused"

"cancel_request"

"failed_verification"

"require_review"

"blocked_by_system"

"watchtower_review"

"validating"

"auto_hold"

source: "watchtower" | "bank_decline" | "customer_dispute" | 2 more

One of the following:

"watchtower"

"bank_decline"

"customer_dispute"

"user_action"

"system"

code?: string | null

The status code if applicable.

meta: ResponseMetadata { api_request_id, api_request_timestamp }

Metadata about the API request, including an identifier and timestamp.

api_request_id: string

Unique identifier for this API request, useful for troubleshooting.

formatuuid

api_request_timestamp: string

Timestamp for this API request, useful for troubleshooting.

formatdate-time

response_type: "object" | "array" | "error" | "none"

Indicates the structure of the returned content.

"object" means the data field contains a single JSON object.
"array" means the data field contains an array of objects.
"error" means the data field contains an error object with details of the issue.
"none" means no data is returned.

One of the following:

"object"

"array"

"error"

"none"

Retrieve an unmasked paykey token

import Straddle from '@straddlecom/straddle';

const client = new Straddle({
  apiKey: process.env['STRADDLE_API_KEY'], // This is the default and can be omitted
});

const response = await client.paykeys.reveal('182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e');

console.log(response.data);

{
  "data": {
    "id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "config": {
      "processing_method": "inline",
      "sandbox_outcome": "standard"
    },
    "created_at": "2019-12-27T18:11:19.117Z",
    "label": "Bank of America ****1234",
    "paykey": "paykey",
    "source": "straddle",
    "status": "pending",
    "updated_at": "2019-12-27T18:11:19.117Z",
    "balance": {
      "status": "pending",
      "account_balance": 0,
      "updated_at": "2019-12-27T18:11:19.117Z"
    },
    "bank_data": {
      "account_number": "****1234",
      "account_type": "checking",
      "routing_number": "021000021"
    },
    "customer_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "expires_at": "2019-12-27T18:11:19.117Z",
    "external_id": "external_id",
    "institution_name": "Bank of America",
    "metadata": {
      "foo": "string"
    },
    "status_details": {
      "changed_at": "2019-12-27T18:11:19.117Z",
      "message": "Bank account sucesfully validated",
      "reason": "insufficient_funds",
      "source": "watchtower",
      "code": "code"
    }
  },
  "meta": {
    "api_request_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "api_request_timestamp": "2019-12-27T18:11:19.117Z"
  },
  "response_type": "object"
}

Returns Examples

{
  "data": {
    "id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "config": {
      "processing_method": "inline",
      "sandbox_outcome": "standard"
    },
    "created_at": "2019-12-27T18:11:19.117Z",
    "label": "Bank of America ****1234",
    "paykey": "paykey",
    "source": "straddle",
    "status": "pending",
    "updated_at": "2019-12-27T18:11:19.117Z",
    "balance": {
      "status": "pending",
      "account_balance": 0,
      "updated_at": "2019-12-27T18:11:19.117Z"
    },
    "bank_data": {
      "account_number": "****1234",
      "account_type": "checking",
      "routing_number": "021000021"
    },
    "customer_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "expires_at": "2019-12-27T18:11:19.117Z",
    "external_id": "external_id",
    "institution_name": "Bank of America",
    "metadata": {
      "foo": "string"
    },
    "status_details": {
      "changed_at": "2019-12-27T18:11:19.117Z",
      "message": "Bank account sucesfully validated",
      "reason": "insufficient_funds",
      "source": "watchtower",
      "code": "code"
    }
  },
  "meta": {
    "api_request_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
    "api_request_timestamp": "2019-12-27T18:11:19.117Z"
  },
  "response_type": "object"
}